Kenya Finance

Sep 18 2018

OneAmerica Commercial Mortgage Loans

#one #america #life #insurance


Who We Are And What We Offer

Who We Are

The Mortgage Loan Department provides commercial real estate financing in support of its life insurance and annuities business for the companies of OneAmerica, including AUL and The State Life Insurance Company. Our lending activity covers a broad array of property types, and currently we have loans in 40 states and 111 metropolitan areas. Our extensive correspondent network and background in a variety of property types enables us to provide responsive service with unique deal structures.

Our high-quality commercial mortgage portfolio has been an important factor in the company’s successful investment strategy. At year-end 2016, the company’s mortgage loan holdings totaled approximately $2.4 billion. Our high standards of lending are reflected by delinquency and foreclosure ratios that have historically been far below industry averages.

What We Offer

OneAmerica offers fixed-rate commercial mortgage loans from $2.0 million to $30 million on industrial, retail, office and multi-family properties. Terms range from three to 20 years with amortization schedules ranging from five to 25 years. OneAmerica is able to lock the rate at application or to provide fixed-rate or fixed-spread forward commitments of up to 12 months on pre-leased properties. Our in-house closing capabilities add value to the transaction through efficiency and cost savings.

Our Commitment

Our goal is to provide superior service for the benefit and satisfaction of our correspondents and borrowers, while maintaining a standard of high-quality underwriting of commercial real estate.

*OneAmerica is the marketing name for the companies of OneAmerica. Products and financial services issued and underwritten by AUL and The State Life Insurance Company.

Off Site Link Disclaimer

You are leaving OneAmerica for a third-party website. OneAmerica and its operating companies are not responsible for, nor do they control, the content, products or services provided by linked sites. OneAmerica and its operating companies do not endorse or guarantee the products, information or recommendations provided by linked sites, and are not liable for any failure of products or services advertised on those sites. Each third-party site may provide different security than OneAmerica and may have a different privacy policy.

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